It’s been several months now since me and my wife applying for housing loan, well actually it was before we were married, about 5 months ago… First the bank turned down the application because my wife is a contract worker at one of United Nation’s organisation, then, it was just this afternoon, i got two calls from two different banks, verifying my job, and both really spin my head off… The first bank rep called me stated that :

Because I own 20 percent of the company, I can’t apply as employee, therefore i have to reapply as self employment, meaning additional paperworks, like company legal papers, balance sheets and company account reports, for whick i never really get in touch with, because somebody else taken care of them all.

The bank need to survey the company, as in physical office… this is another glitch for me as a virtual worker. the company does have a small office space, but it is, well, a small office space.. a place to the programmers & designers to work, which never really occupied by more than 3 persons at a time. Sigh…

The other bank rep called me with more twist :

Since the company is small, the analyst will put suspicion on my salary amount.. Whaatt ??!!… May as well pull the trigger straight to my head then… I just don’t get the logic. I have my payroll slip, all my bank account reports, which I may say pretty much in sync. Then they still can’t believe that I can actually make that much money ? Double sigh..

Oh well… I’m thinking of calling these all off now, because of all strange procedures and it just take too loooooooong… Virtual workers rulezzz !! .. or is it ?